2024年3月6日发(作者：中关村手机排名)

保险英语常用词汇

insure 保险；投保；保证

insurance 保险；保险费；保险金额

underwriters 保险商指专保水险的保险商保险承运人

insurance company 保险公司

insurer 保险人

insurance broker 保险经纪人

insurance underwriter 保险承保人

insurance applicant 投保人

insurant, the insured 被保险人,受保人

to cover effect,arrange,take out insurance 投保

insurance coverage;risks covered 保险范围

insurance slip 投保单

insured amount 保险金额

insurance against risk 保险

insurance clause 保险条款

insurance instruction 投保通知

insurance business 保险企业

insurance conditions 保险条件

PICC People’s Insurance Company of China 中国人民保险公司

risk insured, risk covered 承保险项

risk 险别

to provide the insurance 为...提供保险

leaflet 说明书

fine print 细则

insurance expense 保险费

premium rate 保险费率

premium 保险费

insurance rate 保险费率表

insurance proceeds 保险金保险收入

insurance free of from particular average FPA. 平安险单独海损不赔

insurance with particular average WPA, basic risks. insurance against all

risks. 综合险,应保一切险

risk of breakage 破碎险

risk of clashing 碰损险

risk of rust 生锈险

risk of hook damage 钩损险

risk of contamination tainting 污染险

insurance against total loss only TLO 全损险

risk of deterioration 变质险

risk of packing breakage 包装破裂险

risk of inherent vice 内在缺陷险

risk of normal loss natural loss 途耗或自然损耗险

risk of spontaneous combustion 自然险

risk of contingent import duty 进口关税险

insurance against war risk 战争险

Air Transportation Cargo War Risk 航空运输战争险

overland Transportation Insurance War Risk 陆上运输战争险

insurance against strike, riot and civil commotion SRCC 罢工,暴动,民变险

insurance against extraneous risks, insurance against additional risks 附加险

risk of theft, pilferage and nondelivery TRND 盗窃提货不着险

risk of fresh and/of rain water damagewetting 淡水雨淋险

risk of leakage 渗漏险

risk of shortage in weight/quantity 短量险

risk of sweating and/or heating 受潮受热险

risk of bad odourchange of flavour 恶味险,变味险

risk of mould 发霉险

on deck risk 舱面险

ocean marine cargo insurance clauses 海洋运输货物保险条款

transportation insurance 运输保险

overland transportation insurance, land transit insurance 陆上运输保险

insurance against air risk, air transportation insurance 航空运输保险

parcel post insurance 邮包运输保险

ocean marine cargo insurance, marine insurance 水险海运货物保险

All Risks 一切险

average 海损

Particular Average 单独海损

General Average 共同海损Marine Losses 海损partial loss 部分损失total

loss 全部损失health insurance 疾病保险,健康保险sickness insurance 疾病保险insurance for medical care 医疗保险"major medical" insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to

purchase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium

额外保险费additional premium 附加保险费

保险英语词汇A

abandonment 委付

abandonment clause 委付条款

accident 意外事故

accounting period 结算期

act of god 不可抗力

actual total loss 实际全损

actuarial method 精算法

actuary 保险精算师

additional premium 附加保险费

additional risk 附加险

advance profit 预期利润

aggregate limit 累积限额

aggregated loss 累积损失

all-risks policy 一切险保单

antis election 逆选择

applicant 投保人

application 投保单

approved 承保

assignment clause 转让条款

average 海损、海损分摊

average adjuster 海损理算人

average clause 共同海损分担条款

保险英语词汇B

balance 所欠款项

beneficiary 受益人

binder 暂保单

binding slip 暂保单

breakage of packing 包装破碎险

broker 经纪人

保险英语词汇C

capacity 承保能力

captive 自保公司

captive pools 自保组合

cargo damage adjustment 货损理算

cargo damage inspection 货损检验

cargo damage prevention 货损预防

cargo damage report 货损报告

cargo damage survey 货损检查,货物损坏检验

cargo insurance premium 货物保险费

cargo insurance rate 货物保险费率

cargo insurer 货物承保人

cargo policy 货物保单,货物保险单

cargo premium 货运保险费,货物保险费

cargo underwriter 货物保险承保人商,货险承保人,货物承保人

cash loss 现金赔款

cash value 现金价值

catastrophe 巨灾

catastrophe excess of lossCXL 巨灾超赔巨灾超赔分保

categories of insurance 保险类别

ceding company 分出公司

cedinginsurancecompany 分保公司

ceding, retrocessionfor reinsurance 分保

certificate of cargo damage 货损证明

certificate of insurance 保险证明、保险凭证

cession limit 分保限额

China Insurance Clause CIC 中国保险条款

claim 索赔

claim assessor 索赔人

claim settlement 理赔

claim-prone 容易出险

claims and arbitration 索赔与仲裁

claims assistance 理赔协助

clash and breakage 碰损,破碎险

clean cut 结清方式

coinsurance 共保

co-insurance 共同保险

co-insurance company 共同保险公司

combined ratio 综合赔付率

commencement and termination 起讫

concurrent insurance 同时保险

consequential loss CL 后果损失

constructive total loss 推定全损

contingent liquidity 或有流动性

continued insurance 继续保险

co-related risks 关联风险

cover 承保、责任额

cover note 保险证明书,承保单,保险证明

cover note 暂保单证明同意承保的临时文件

coverage 受保范围

保险英语词汇D

damage 损坏赔偿金

damage cargo clerk 理残员,货损管理员

damage cargo list 货损单,残货单

damage certificate 损坏证明书

damage claim 损坏索赔

damaged by other cargo 由其他货物损害

damaged cargo list 受损货物单

damaged cargo report 受损货物报告书,货物损害报告

deductibles 免赔额

deposit premium 预付保费

destroyed 毁坏

disbursement policy 船舶驶费保险单

dividend system 红利制度

double insurance 双保险

dual valuation clause 双重价值条款

保险英语词汇E

employer 业主

Endorsement 批单

endorsement: 签注

endowment insurance 养老保险

endowment policy 人寿定期保险单

event limit 事件限额

ex gratia payments 通融赔款

excess loss 超额赔款

excess of loss cover 超额赔偿

excess of lossXL 超赔分保

exclusion 除外责任

EXL protection 超赔保障

exposed areas 风险承受区域

exposure rating 风险评估

extended-term insurance 过期保险

extra charges 额外费用

extra premium 额外保险费

extraneous risks additional risks 附加险

保险英语词汇F

facultative business 临分保

facultative reinsurance 临时分保

fault liability 过失责任

financial quota shares 成数分保

fine print 细则

finite risk 有限制的风险

finite risk transfer 有限风险转移

floating policy 浮动保险单

franchise deductible 免赔额；免赔率

free of all average FAA 全损赔偿

freight insurance 运费保险

freight policy 运费保险单

full coverage 全额承保

full insurance 全额保险

full insurance value 足额保险价值

full liability 全部责任

保险英语词汇G

general averageGA 共同海损

grace period 宽限期

gross net premium incomeGNPI 总净保费收入

group insurance 团体保险

guarantee of insurance 保险担保书

保险英语词汇H

hazard 危险因素

health insurance 疾病保险,健康保险

heavy damage 严重破坏

holistic risk transfer 整体风险转移

hook damage 勾钩损险

hour clause 小时条款

保险英语词汇I

IBRN reserve 已发生但未报的损失储备金,IBRN储备金

import cargo insurance 进口货物保险

increased value clause 增值条款

increased value insurance 增值保险

increasing coverage, extending coverage 加保

Incurred but not reported lossesIBRN 已发生但未报的损失

indemnity limit 赔偿期限

indemnity period 赔偿期

individual losses 单一损失

industrial insurance 产业保险

inflated claim 超额索赔

inherent nature of cargo 货物的固有性

inherent vice 内在缺陷

inherent vice of cargo 货物固有缺陷

inspection of cargo 积货鉴定,货物检验,检查货物

inspection of cargo GA or PA 海损单独海损或共同海损鉴定

inspection on damaged cargo 货物残损检验

installment insurance 分期付款保险

Institute Cargo Clauses ICC, 协会货物保险条款

insurability 可保性

insurance 保险,保险费,保险金额

insurance act 保险条例

insurance against risk 保险

insurance agents 保险代理,保险代理人

insurance amount 保险金额保险额

insurance applicant 投保人

insurance assessor 保险公估人

insurance broker 保险经纪人

insurance business 保险企业保险业

insurance capacity 承保能力

insurance certificate 保险凭证保险证书

insurance claim 保险索赔

insurance clause 保险条款

insurance commission 保险佣金

insurance company 保险公司

insurance conditions 保险条件保险契约约定条款

insurance contract 保险合同

insurance corporation 保险公司

insurance coverage 保险范围,保额

insurance declaration sheetbordereau 保险申报单明细表

insurance division 保险部

insurance document 保险单据

insurance expense 保险费

insurance fond 保险基金

insurance industry 保险业

insurance instruction 投保通知,投保须知

insurance law 保险法

insurance on last survivor 长寿保险

insurance period 保险期限

insurance policy 保险单保单

insurance premium 保险费

insurance proceeds 保险金保险收入,保险赔偿金,保险赔款

insurance rate 保险费率表

insurance securitization 保险证券化

insurance slip 投保单投保申请书

insurance subject 保险标的

insurance treaty 保险合同

insurance underwriter 保险承保人

insurance valueinsurance amount 保险金额

insurant 被保险人,受保人

insure 保险、投保、保证

insured 被保险人

insured amount 保险金额

insured loss 保险损失

insured property 参保物业

Insured Value 保险价值

insurer 保险人、保险公司,保险商

insurer underwriter 承保人、保险人

investment insurance 投资保险

保险英语词汇J-L

J

jettison 投弃

L

law of insurance 保险法

law of large numbers 大数法则

leaflet 说明书

less exposed 损失可能性小

letter of guarantee 保函,保证书

liability 责任

liability insurance 责任保险

license bond 执照保险

life assured 人寿保险投保人

life expectancy 平均余命

life fund 人寿保险基金

life insurance 人寿保险

life insurance actuary 人寿保险精算师

life insurance reserve 人寿保险责任准备金

life Table 生命表

light damage 轻度破坏

limits 投保限额

line slips 分保条

liquidity support 提供流动资金

Lloyd 劳合社

loading 附加费

loading 人寿保险附加费

loss adjuster 损失理算人

loss occurrence 损失发生

loss occurring basis 损失发生基础

loss of profit 利损险

loss participation 分担损失

loss ratio 损失率

loss ratio 赔付率

loss settlement 损失赔付

保险英语词汇M

mail contractor 承包商

main risks 主险

maintenance 保证期

malicious damage 恶意损害

marine insurance 海上运输保险,水险

marine losses 海损

medical insurance 医疗保险

mortality tables 死亡率表用于计算保险风险

multiple claim 多次重复索赔

multiple insurance 重复保险

mutual insurance 相互保险

mutual insurance company 相互保险公司

保险英语词汇N

NatCat pooling 自然灾害共保

natural catastropheNatCat 自然灾害

natural premium 自然纯保费

net retained lines 净自留额

net retained losses 损失净自赔额

no profit commission 无纯益风险

no-claims bonus 无索偿奖金

non-life 非寿险

non-proportional reinsurance 非比例再保险

notification 告知

保险英语词汇O

object 标的

obligatory reinsurance 固定分保

ocean marine cargo clauses 海洋运输货物保险条款

on deck risk 舱面险

open policy 预约保险单

open policy insurance 预约保险

original deductibles 原始免赔额

original rate 原始费率

over insurance 超额保险

overland transportation insurance 陆上运输保险

保险英语词汇P

parcel post insurance 邮包运输保险

partial loss 部分损失

particular average PA 单独海损

peril 危险、危险事故

perils of the sea 海上风险

permit bond 许可证保险

placement 安排

policy 保单、保险单、保险契约

policy holder 保险客户保险单持有人

policy package 承保多项内容的保险单

policy proof of interest 保险单权益证明

policy reserves 保险单责任准备金

policy-holder 保险客户

policyholder 保单持有者

policy-holder 保险客户

pool 共保组合、合保

pool 联营

pool administrator 共保组合管理人

portfolio entry 未满期责任的出帐

portfolio outgo 未满期责任的入帐

possible maximum lossPML 可能最大损失

post-financing 后融资

post-funding 后融资

pre-financing 先融资

pre-funding 先融资

premium 保险费

premium rate 保险费率

premium rebate 保险费回扣

previous losses 既往损失

primary insurance company 原保公司、主保险商

principal 业主

principle of compensation 补偿原则

priority 分保自留额、自付责任

priority deductible 优先免赔额

proceeds 收益

professional 专业险

profit margin 利润边际

property 财产险

property covered 受保财产

property insurance 财产保险

proportional cover 比例分保

proportional reinsurance 比例再保险

proximate cause 近因

punitive damage 惩罚性损害

pure endowments 定期生存保险

pure risk 纯粹危险

保险英语词汇R

rain insurance 雨水保险

rainstorm 雨暴

rate 费率

rating 费率

recovery 追偿金

reinstate 复效

reinstated 继单

reinstatement 恢复保额

reinstatement value insurance 重置价值保险

reinsurance 分保、再保险、转保

reinsured 分出公司

reinsurer 分保人分保公司、再保险人

rejection risk 拒收险

renew coverage 续保

renewal 续保；延期

renewal premium 续保费

renewing coverage 续保

reserve 准备金

retention 自留、自留额

return period 重现期

revoke license 吊销营业执照

riot insurance 骚乱保险

risk 险别、风险、保险,保险额

risk carrier 风险承担人

risk covered 承保险项

risk insured 承保险项

risk management 危险管理

risk premium 风险保费风险贴水、风险溢价

risk unit 危险单位

risks covered 保险范围

保险英语词汇S

salvage charge 救助费用

salvage value 残值,获救货物或船舶的价值

second event cover 第二事件承保

set-off 抵销

settlement of claim 理赔

sickness insurance 疾病保险

social insurance 社会保险

solvency 偿付能力

solvency margin 赔偿能力

spread loss 分散风险

standing charges 维持费用

stop loss 赔付率超赔

sub-contractor 分承包商

subject insured 风险标的

subrogation center 代位求偿权

sue and labor expenses 施救费用

suicide clauses 自杀条款

sum insured 保险金额、保额

surplus insurance 盈余保险

survey at jetty risk 码头检验险

survey in customs risk 海关检验险

保险英语词汇T

tariff 费率表

tariff zone 险区

term insurance 定期保险

TG 拐点周期

the insured 被保险人,受保人

time policy 定期保险单

topographic map 地形图

total loss 全部损失

total sum insured 总保额

treaties business 合同分保

treaty reinsurance 合约再保险

treaty-limits 合约限额

turnover 营业额

保险英语词汇U

under insurance 低额保险

underwriters 保险商指专保水险的保险商、保险承运人、保险公司

underwriting 承保

underwriting policy 承保政策

unvalued insurance 不定值保险

unvalued policy 不定值保单

utmost good faith 最大诚信

保险英语词汇V-Z

V

valued insurance 定值保险

voluntary insurance 自动保险

W

waiver and estoppels

windstorm 风暴

working cost 营业费用

working expenses 营业费用

writing 承保

written premiums 承保保费

弃权与禁止反言