2024年5月14日发(作者：红米note4上市时间)

海上货物保险险别

I. Basic risks：基本险

1. FPA Free from Particular Average 平安险

2. WPA(WA) With （Particular）Average 水渍险

3. AR(A.R.) All Risks 一切险

I. Extraneous/Additional risks include: 附加险

1. General additional risks 一般附加险

(1) TPND theft, pilferage and non-delivery 偷窃及提货不着险

(2) FWRD fresh water and/or rain damage 淡水雨淋险

(3) risk of shortage 短量险

(4) risk of intermixture and contaminations 混杂、玷污险

(5) risk of leakage 渗漏险

(6) risk of clash and breakage 碰损、破碎险

(7) damage caused by sweating and heating 受潮受热险

(8) breakage of packing 包装破裂险

(9) risk /taint of odo(u)r 串味险

(10) risk of rust 锈损险

(11) hook damage 钩损险

2. Special additional risks 特殊附加险

(1) SRCC strike, riots and civil commotions 罢工、暴动、民变险

(2) war risk 战争险

(3) additional expense –war risk 战争险的附加费用险

(4) rejection risk 拒收险

(5) failure to delivery 交货不到险

(6) import duty risk 进口关税险

(7) on deck risk 舱面险

(8) aflatoxin risk 黄曲霉素险

(9) Fire risk extension clauses for storage of cargo at destination HK, including

Kowloon or Macao. 出口货物到香港（包括九龙在内）或澳门存仓火险责任扩

展条款。

Remarks:

1. All risks include general additional risks (11 types). 一切险包含11种一般附加

险。

2. Ways of covering insurance: choosing one of basic risks, then covering some

necessary additional risks according to your goods.

投保方法：先选一种基本险，然后根据货物加保必要的附加险。